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Terms of Service

The general rules that govern your use of Flur's products, services and website.

Standard Agreement
Last Updated: 30 Dec 2025
01

Introduction

These Terms of Service constitute a legally binding agreement between you and Flur Technologies Nigeria Limited. By accessing the platform, you agree to be bound by these terms across all our visitors, users, and partners. If you do not agree, please do not use our services.

02

Definitions

Flur

Refers to Flur Technologies Nigeria Limited and its affiliates.

User

An individual who registers an account to use personal services.

Merchant

A business entity or individual using Flur for commercial transactions.

Wallet

A digital store of value linked to your account on the Platform.

Groups

A sub-wallet feature allowing multiple users access.

SecurePass

Flur's proprietary authentication tool for secure transactions.

03

Services we provide

Wallet & Payments

A secure and reliable e-wallet for storing funds, making transfers, and paying bills seamlessly.

Family & Group

Collaborative finance tools for families, couples, and groups to manage shared expenses.

Merchant Tools

POS systems, invoicing, and payment collection tools designed for Nigerian businesses.

APIs & Integrations

Developer tools for integrating Flur payment capabilities into third-party applications.

04

Your obligations

“You must be at least 18 years old and competent to contract. You agree to use the Platform, adhere to specific operational standards.”

Failure to comply may result in account suspension or breach of terms. We expect all users to maintain institutional integrity when interacting with our financial services.

Accurate Information

You must provide true, accurate, and current information, including valid BVN.

Security Protocols

You are responsible for keeping your PIN, passwords, and device access confidential.

Lawful Use

You agree not to use the platform for fraud, money laundering, or illegal activity.

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